As the owner of a condominium, your association’s insurance most likely covers the building, commonly owned property, and liability for the association, but the rest is up to you. Condo insurance protects your personal belongings and any parts of your condo for which you are personally responsible if your property is stolen or damaged. Let Farm Bureau protect what matters most inside your condo.
Rest assured, if the worst happens, your belongings could be covered at full replacement cost (subject to policy limitations), even if the items have depreciated in value.
Let’s not haggle over prices. This coverage reimburses you only for what the damaged item is worth, not the cost of a replacement item.
With a condo, you are often responsible for major appliances. If the power surges in your building, don’t get stuck paying for replacements out of pocket. This add-on coverage protects home systems not covered under your condo policy, like your furnace, air conditioner, hot water heater, appliances, stereos, TVs and computers. Coverage is surprisingly affordable, and worth every penny.
Condo insurance is not one-size-fits-all. Your local Farm Bureau agent can help you choose the right coverage, and help you find discounts to save you money. I can offer personalized service and support that algorithms and computer programs just can’t.
It’s your future. Let’s protect it.®